Flat Rate Funding Group offers the lowest fixed factoring rates in the transportation industry starting at 1.5%. Factoring is simply the sale of your accounts receivables at a discount to us, in exchange for immediate payment. It enables you to avoid sending your invoices to your customers who may take several weeks or months to pay, or end up not paying at all. Therefore, you have the money you need to keep your business running and growing rather than worrying about getting the payments you are owed, or having invoices go unpaid. We do the waiting and collections, so you never have to!