Sofala Capital identifies niche opportunities in African mortgage markets and creates products that are tailored to local demand. Sofala Capital is the founder of, and holds stakes in, the following mortgage initiatives: 1) Zambian Home Loans, a joint venture with African Life Financial Services (Sanlam) Group, which provides building mortgages to Zambians in the process of building their own homes. For further information see www.zambianhomeloans.com 2) IBUILD Home Loans, a mortgage provider based in South Africa, that targets lower income borrowers who want to renovate their homes, specifically, to earn rental income. For further information see www.IBUILDhomeloans.com 3) Sofala Capital Tanzania, a mortgage origination and building service company that works with Tanzanian banks to offer building mortgages. For more information see www.IBUILDTanzania.com Sofala Capital is in the process of expanding its mortgage products into other African countries.