Bob Cooper believes that each community bank, like the community it serves, is comprised of a unique mixture of services, people, and customers. If managed properly, these elements create opportunities for enduring growth. Often, though, the daily demands of operating a bank make it difficult to stay focused on improvement and be mindful of the winds of change that affect banking. Through his many client engagements, Bob has found that the opportunity to be better is always closer than it seems. Now more than ever, community banks need expertise and actionable insights in order to address the changing demands of regulatory, technology, earnings, consumer behavior and market pressures. Resolving these challenges requires a dedicated, agile, and custom approach that Bob can deliver. He works closely with senior management teams to discover, analyze, and recommend improvements that are cost effective and ready for implementation.  He is an experienced agent of change: strategic and innovative.