Founded on August 31, 1985, Xiamen International Bank Co., Ltd. (XIB) is the first Sino-foreign joint venture bank with its head office located in Xiamen. With the great support of regulatory authorities and government at all levels, XIB successfully completed all restructuring work within 2013, transforming from a limited liability company to a limited company and also from a joint venture bank to a Chinese commercial bank . Over its 30-year history, XIB keeps forging ahead and attach great importance in innovation and reformation so as to provide quality services to our customers. Attain forefront status in the industry and create superior values. The bank has gradually evolved into a bank renowned for robust development and good financial performance, enjoying good reputation both at home and abroad. We strives for the “Top 1000 World Banks” list, assessed and selected by the British magazine Banker in 2016, XIB ranks 199th in terms of total assets and 207th in terms of tier 1 capital, and the rank is still rising. XIB has wholly owned subsidiaries both in Hong Kong and Macao: Xiamen International Investment Limited (Hong Kong), Luso International Banking Ltd and Chiyu Banking Corporation Limited. Luso International Bank is a commercial bank providing full-range banking services in Macau. It ranks top 3 in terms of key indicators in Macao and has 13 branches. In January 2014, it becomes the first local Macao bank that set up a representative office in Hengqin Economic Zone of Zhuhai. In China, XIB has over 40 branches and sub-branches in Beijing, Shanghai, Zhuhai, Xiamen, Fuzhou, Quanzhou, Ningde, Longyan, Zhangzhou, etc and our network continues to grow.