Pensions and Annuities Ltd is a small independent financial adviser based in Swindon. We offer telephone and face-to-face advice to people all over the UK, and even further afield. We specialise in all aspects of pension advice, particularly for those who are, or are about to take the benefits from their pension. The majority of our clients are aged 55 or above. The advice we provide is totally independent because we're not tied to any one company - we are 100% independent brokers. We have access to the entire market meaning we can source the best product from the most appropriate provider for you, from across the market. If you're thinking about taking the income or the lump sum from your pension, have some concern or question about your pension or are unclear about anything, we can help. You may even want some quotes or illustrations or just like a chat about your current situation. Whatever you need regarding your pension please call us on 0800 011 2713 or email us at info@pensionsandannuities.co.uk - and remember, you're under no obligation whatsoever. We are here to help you.