Tic:Toc is a tech company that creates solutions to make processes within the financial services space faster, smarter and simpler. Tic:Toc combines Explainable Artificial Intelligence (XAI) with digital fulfilment and underwriting expertise, to improve and accelerate customer experiences, lending application and decisioning. Tic:Toc has a proven ability to create industry solutions, demonstrated by the development and commercialisation of the world’s first fully digital home loan platform, launched in July 2017.