P2 by Soan Valley Tech is a fintech - B2B distribution & ecommerce play geared around transforming the SME retail sector by providing ready access to the cheapest and widest variety of SKUs, while at the same time enabling SME lending based on a robust credit scoring model founded on credit history of 8 million data points. This works to bring down the cost of SME supply chain financing, ensuring loans are properly utilized and monitored, thereby reducing credit/ default risk and ultimately increasing the number of loans and with volume driven decrease in pricing to increase uptake amongst SMEs. All of this not only makes the supply chain more cost effective and process efficient, with equitable distribution of returns across the supply chain from manufacturer, to distributor, to retailer to lender, but more importantly positively impacts the livelihood of the SME retailer who has access to credit never seen before, and finally has real ability to scale business to improve returns.