HomePadLending.com HomePad Lending is one of the premier mortgage brokers in Arizona. We pass our wholesale rates and pricing directly to our customers and we do not charge any underwriting, processing or application fees! Compare us to the competition and we will get you a lower payment and save you thousands. Whether you're a first-time homebuyer, upgrading, renovating, or just looking to refinance, you're in the right place. We offer a wide range of loan products to meet each client's needs. This is not a commitment to lend. All loans subject to credit approval. Guidelines subject to change without prior notice. This information is provided to assist business professionals only and is not an advertisement extended to the consumer as defined by Section 226.2 Regulation Z.-EOE. Equal Housing Lender. Home Pad Lending LLC 16605 South 38th Place, Phoenix, AZ 85048 NMLS 1857677 AZ MB-1001528 Ryan Harris NMLS 817581 BK 0937243