The National Association of Mortgage Underwriters® (NAMU®) is a one-stop online venue for everything and anything mortgage underwriting. NAMU® offers a variety of comprehensive online "professional development" training & certification programs for both in-house residential and commercial mortgage loan underwriters as well as contract mortgage underwriters. NAMU® is a separate "for profit" company striving to become the voice of today's mortgage underwriter. NAMU® also boasts an online FaceBook & LinkedIN community for mortgage underwriters and provides mortgage underwriters with helpful articles, free mortgage training video tips, recruiting services for employers, current underwriting job postings, mortgage underwriting guidelines, underwriter education and more. Our certificants range from individuals working at Fortune 500 companies to contract underwriters and in-house residential and commercial underwriters working at small to mid-size mortgage companies. Our certificants either have a thorough understanding of underwriting practices or are taking steps to learn -- from due diligence, to fraud awareness & prevention, to tax returns analysis, LTV, DTI, to how to correctly read an appraisal or title report, FHA DE underwriter, LAPP/SAR underwriter red flagging and more. Most importantly, our certificants must fully agree to adhere by the NAMU® Code of Ethics.