Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA & SIPC. Advisory services offered only by duly registered individuals through Brighter Financial Capital Management, LLC, a registered investment advisor. Clark & Associates, Inc. Financial Solutions, Brighter Financial Capital Management, LLC and MAS are not affiliated entities. Clark & Associates, Inc. Financial Solutions began in 1987 as a company who mainly helped businesses with employee benefit implementation. Slowly the business transitioned to a company which primarily focused on helping people in or near retirement with the specific challenges associated with that time of life. Since then, the business has evolved and now offers investment plans for people of all ages, and businesses of all structures. Clark Financial Solutions is committed to helping pre-retirees and retirees build, preserve, & protect their retirement assets, in the most tax efficient way possible. Our conservative approach, which was the foundation of the company, remains the cornerstone of our approach when offering financial advice. We believe that a proper financial strategy blends both time proven tactics, as well as innovative new technologies to develop sustainable lifetime income for our retirement clients and tax efficient business models for the businesses we serve as clients.