AcceleWage is a white-label SaaS for banks and credit unions that automates Earned Wage Access for employees of select employers. EWA is a financial wellness benefit that consists of giving employees (of select employers) access to part of their earned wages before payday which increases employees' productivity and retention. EWA is becoming the new norm in payroll and is hugely and increasingly popular among employees and employers in the US. Thanks to AcceleWage, banks and credit unions can start offering EWA programs in just a few weeks which would allow them to acquire and keep direct deposit clients at low cost, increase revenues and at the same time contribute to the financial wellness of people in their communities. According to a survey from the American Banker: (i) the time to enter the EWA market for banks and credit unions is now; (ii) 77% of EWA users would like to have this service offered by their bank or credit union, (iii) there is strong employer support for EWA programs; (iv) and employers and regulators would welcome EWA programs offered by banks and credit unions for the safe harbor it would provide.