Independent, fee-only Financial Planning company for Virginia residents. Specializing in investment management for retirees and those who intend to retire. Registered Investment Advisor. We do asset management focusing on low cost ETFs and no load Mutual Funds. Customized portfolios based on individual customer risk tolerance and time horizon. IRAs, Roth IRAs, 401(k) / 403(b) rollovers. Retirement planning and savings, college planning and savings, life planning and savings.