Here at TFS Loans we know exactly what it feels like to have been turned down by banks and finance companies who were previously tripping over themselves to lend you money, we understand that whatever has happened in your past doesn't mean that your future will be the same. We believe not only in second chances but we believe that by helping people now they will be given something to build upon. Provided you can afford the monthly payments and have a guarantor you can apply for a guarantor loan with us.