PT. Jaring Synergi Mandiri was established in October 2003. With background and experience as professionals in credit card operations, the founders of JSM focus on providing solutions for business process outsourcing in connection with the payment card industry, from consultation on formulating business strategy and setting up the organization to conducting business operations. The types of business operation activities include Consulting, Certification,  Data Entry, Telephone Verification, Card Distribution Management, Call Center, Tele Collection, and Authotorization Center.