Geddes Federal Savings & Loan Association offers competitive mortgage rates, and options for a No - fee checking account with benefits such as Identity Theft coverage as well as CDs and savings accounts. Geddes Federal Savings & Loan Association has achieved a prestigious 5 –star rating for 2020 from Bauer Financial, the nation’s leading independent bank and credit union rating firm. The designation indicates that we closed out the calendar year excelling in areas of capital adequacy, profitability, asset quality and much more. In fact, we are proud to say the we have earned and maintained Bauer’s 5 – Star rating for 130 consecutive quarters. Geddes Federal Savings & Loan Association offers truly local banking since 1949 to our loyal customers; Contact us at 315-468-6281 or online at geddesfederal.com