Just is a retirement income specialist. We offer an innovative range of lifetime income that provides a sustainable income in retirement. As a long-term insurer, Just guarantees retirement income for life, giving you financial certainty and protection from outliving your assets. We believe that everyone deserves to make the most of their retirement savings and to be treated fairly, based on their individual circumstances. This means that people with health and lifestyle factors, such as cancer or smoking, could qualify for a higher (‘enhanced’) retirement income. Just Retirement Life (South Africa) Limited is a registered life insurance company, regulated by the Prudential Authority of the South African Reserve Bank and the Financial Sector Conduct Authority as an authorised financial services provider (FSP no. 46423). We are a wholly owned subsidiary of Just Group plc, one of the UK's leading providers of retirement financial solutions.