Advancial Federal Credit Union based in Dallas, TX. We are a federally chartered credit union with the ability to offer mortgage lending in all 50 states. While we're are direct seller/servicer with Fannie Mae, we also focus on, Non-Conforming and Jumbo Portfolio loans. Our Wholesale division focuses on these types of Portfolio Loans that typically the big banks don't do: Jumbos to $3,500,000 Cash-Out to $3,500,000 (cash-in-hand) Non-Warrantable Condo's, Co-ops & Condo-Tels 1 year Tax Return Program Foreign National & Expatriate Loans Asset Depletion Properties with Acreage (hobby farms) Investment Properties where more than 10 properties are financed (LLC's allowed) Equal Housing Lender