RIBBIT leverages the recency and accuracy of bank behavior to power lenders, billers, banks, and fintechs to make smarter decisions, expand financial inclusion, and reduce fraud. Consumers and small businesses can now use their own bank and payment data to improve access to quality financial services. The AI-driven INSIGHTS delivered by RIBBIT enable instant, actionable user experiences that increase customer acquisition. We are the Bank Behavior Experts. RIBBIT's non-credentialed BankQUALIFY and BankVERIFY+ products deliver INSIGHTS on 99% of bank accounts with basic application data. Our patent-pending, credentialed BankLOGIN+ performs cash flow analytics using transaction data accessed from external providers or our CONNECT user interface. Empower your customers to provide their financial data how they choose and instantly generate actionable INSIGHTS into income, identity, spending stability, and affordability.