Herio Capital is a marketplace lender focused on providing loans to small businesses. By using the right mix of automation and human insight, Herio provides business owners with working capital in as little as 48 hours. Herio’s lending process is friendly and clear. We evaluate the overall health of our client’s businesses, with personal credit playing a minor role. Our credit model rewards small businesses with strong histories and strives to accommodate those that are still building. Our technology and innovative process allows us to spend quality time working with our clients and partners. We provide them with deep insight and transparency on each loan request. The founding team at Herio has funded over $1.5 billion in loans to more than 10,000 small businesses in 700 industries.