FBZ was incorporated in Zambia on September 23, 1986. Company Registration Number LCO15083. FBZ was licensed by the Bank of Zambia to conduct banking business in Zambia in August 6, 1986. License Number 010/1986B FBZ currently employs nearly 800+ personnel. As a local financial institution we understand the Zambian culture and values which is critical to our overall success. The Shareholders' continued commitment to Zambia is demonstrated through the Bank's equal emphasis on the rural communities. Our branch nationwide network now stands at 34 branches and 16 agencies and we are represented in all Zambian provinces. Finance Bank leverages a strong nationwide presence to deliver a broad range of core banking and tailored financial services, with specialized financing provided through the Bank's head office, we have been able to contribute significantly towards Zambian business and economic development FBZ is also cognisant of the need to continually improve the environment in which our staff operate to ensure that we meet the constantly rising expectation of our customers, both in terms of service quality and the Bank's physical image. To meet both challenges, an intensive staff re-training programme has been initiated at all levels, with a view to match international best practices and develop the necessary confidence and capacity in our human resources. In addition, an ambitious refurbishment programme is currently underway which will further facilitate operational efficiency, customer comfort and greater pride in our institution.