Over 32 year experience in the Life Insurance industry. Licensed across the USA including HI Personally working with business owners, executives and professionals to find solutions to their insurance requirements be it for business or personal needs. Actively working with over 50 to rated carriers to provide best possible cost on Life Insurance coverage for our customers We also provide annuity products, disability income coverage, and long term care products. In today's market you can shop the web, do it yourself or talk to a telemarketer off a website. Sounds FUN OR you can call someone that does not deal with the masses, has years of experience, will be there when you call. Like your own personal concierge agent.