Created to support and empower small businesses, J Scott Investments is 100% committed to serving our customers with the smartest financing solutions and world-class service. Secure financing that business owners everywhere can truly rely on. Lines of Credit , SBA loans , Short - Long Term Loans and turn around as quick as 24 hours funded into your account with as little as 3 bank statments. Financial Consulting The best formula for success in a startup is a good technical/operations person and a good sales/marketing/business person. In our experience, small businesses often do not have high-level financial talent in-house. Nor should they – an experienced CFO is expensive and is only needed at certain times in a startup’s life. The business may have a part time bookkeeper and/or accountant who looks at the books once a year and prepares the tax returns. This is often not enough financial expertise to attract and satisfy financial investment, either from a VC or a bank. Most small businesses do not have the necessary finance ability in house but they just need financial consulting services on an as needed periodic basis. It is vitally important to make investors happy and keep an eye on cash flow. Cash is the lifeblood of most startups and lack of capital is the number one reason small businesses fail. Often, this is because the business model is flawed. However, just as often it is because the founders do not understand where to get and manage capital.