Hardy Reed, LLC, is an independent investment advisory, fiduciary consulting and retirement plan services firm providing Objective Fiduciary Guidance. We are a Registered Investment Advisor (RIA) with clients throughout the United States. Our team of investment advisory, fiduciary consulting and retirement plan services professionals provides objective consulting and investment advisory guidance to high-net-worth individuals and their families, institutions such as endowments and foundations, and retirement plan administrators on strategies to help preserve and grow capital. Hardy Reed, LLC (“Hardy Reed”) is an SEC registered investment adviser. SEC registration does not constitute an endorsement of Hardy Reed by the SEC nor does it indicate that Hardy Reed has attained a particular level of skill or ability. This material is for informational purposes only. It is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy, or investment product. Hardy Reed does not provide tax or legal advice, and nothing contained herein should be taken as tax or legal advice. For additional information about the CEFEX certification, please visit https://www.cefex.org/index.shtml.