Harmon Financial Advisors is an independent wealth management team specializing in comprehensive wealth management, investment management and retirement income planning. Our innovative approach is rooted in three disciplines - engineering, economics and finance - all built upon the wisdom of 38 years in financial planning. Clients of Harmon Financial Advisors enjoy access to our nationally-recognized expertise with the integrity and personal care of a family business. By combining our extensive experience and wisdom in financial planning with a commitment to innovation, continuous improvement and industry best practices, we deliver a truly customized experience unavailable anywhere else. Harmon Financial Advisors, Inc. is not a registered broker/dealer and is independent of Raymond James Financial Services, Inc. Securities offered through Raymond James Financial Services, Inc. Member FINRA / SIPC. Investment Advisory Services offered through Raymond James Financial Services Advisors, Inc. and Harmon Financial Advisors, Inc. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Please follow this link to additional disclosures: http://raymondjames.com/smicd.htm