Mortgage Ready LLC was created to assist credit challenged borrowers in raising their Mortgage FICO to obtain a home loan or refinance. Or Mission Statement sums it up nicely: "Mortgage Ready strives to be the most effective, the fastest, and the most affordable credit repair company on the planet" As 65% of a customer's score has nothing to do with negative accounts, we optimize this area of score by teaching our customers the rules that determine credit. It is called their Personalized Optimization Plan, and it is a step-by-step list of what they can do to help their score, as we work on the negative items. Now the remaining 35% of score is determined by negative accounts, and very often simply paying the account off won't help on the short term. We create investigations on behalf of our customers, to challenge the accuracy and the validity of the customer's negative files. Out reputation for being the best at removing negative items is well known, visit our website to lean more and see examples of actual deleted accounts!