Composed of banks and other payment service providers and stakeholders, the Euro Banking Association fosters dialogue and experience exchange amongst payments industry practitioners towards a pan-European vision for payments. The EBA pursues this mission through involving member organisations and relevant stakeholders in thought leadership on innovation, helping members understand and implement regulation and by supporting the development of market practices. The EBA offers services in four strategic areas: Thought Leadership & Innovation, Market Practices & Regulatory Guidance, Networking & Events, Training & Education. Currently, payment practitioners from approximately 170 institutions contribute to and use the services of the EBA. Our annual EBAday is the leading conference in transaction banking and Euro payments and draws 1,500 attendees from over 40 countries.