At EFS, we focus on our clients to understand the needs and goals of each individual, family or business to best assess the situation to aid in simplifying tough, financial decisions. Educating our clients is a must as dealing with money concerns is a partnership. No one should be in the dark as to "why" do I/we have this financial tool, or where are we going with this? EFS assists in our clients knowing 'why' they are choosing the path they are taking, not just "sign here" without understanding. See our Services for individual possibilities of financial tools to utilize in helping get where you want to go. Call or email us...visit our website...we're looking forward to being of good service to you!