AFM is one of the longest established finance businesses in UK with over 35 years’ experience in funding technology. Since the early days of operating lease finance for DEC and other IT and for energy equipment from Dimplex for Local Authorities, we have extended our range of interests: ICT: In the IT environment, we fund the total cost of the project: from hardware, through to the software and associated professional fees and related costs, creating licenses around software IPR and people costs. GREEN TECHNOLOGY: Since the late 80′s, we have funded energy technology and today, finance a wide range of green and eco-friendly equipment: modular and eco-friendly buildings, PV and solar thermal, heat pumps, biomass, LED lighting, Power Optimisers and building management systems. EMPLOYEE BENEFITS: Since the early 2000’s, when we financed some of the largest Home Computing Initiative Schemes, we have offered best in class service to Employee Benefits providers and their customers, delivering fixed cash-neutral structures for cycles, home technology, mobiles, season tickets, education and courses with no impact on HR budget. ENGINEERING TECHNOLOGY: Engineering businesses in UK have a special set of challenges: to compete in the marketplace today, UK businesses need to invest in the CNC machine tools and factory management systems that can help deliver the specification, the tolerances and quantity and the ever shorter time-frame required by customers. MODULAR BUILDINGS: Modern modular buildings offer a cost-effective alternative to traditional constructions. AFM provides medium to long term funding and in the Academy Schools sector, we specialise in ESFA compliant Operating Leases. HEALTHCARE TECHNOLOGY: Smart dispensing solutions are becoming commonplace for central pharmacy, nursing unit, operating room and patient bedside contexts, but these high tech solutions are costly. AFM structures the right finance whether in the NHS or High Street pharmacy.