Valley Small Business Development Corporation (VALLEY) was incorporated in 1981 as a nonprofit, public benefit, small business development corporation under section 14000 of the California Corporations Code. As such, we are authorized to make direct loans to farmers and small businesses in our Service Area, as well as to guarantee small businesses and family farms with increased access to capital through both such direct financing mechanisms. To further insure the successful completion of this mission, we collaborate with a wide variety of public and private financing institutions. We focus all of our activities on our overall Service Area, which currently includes the following twelve Counties in the Central San Joaquin Valley: Fresno, Kern, Kings, Madera, Mariposa, Merced, Stanislaus, Tulare, Tuolumne, Inyo, Mono, and Sacramento. Our office conducts a variety of financing related activities over the past thirty years that focus on providing significant community and economic development benefits to the residents, family farmers, small businesses, Enterprise/Empowerment Zones, HUB Zones, and “Champion Communities” within our Service Area.