The face of financial planning is changing, with many banks and financial institutions choosing to restrict or cease offering advice in the wake of changes in legislation and higher qualification requirements that came into force in 2013 as a result of the Retail Distribution Review (RDR). As experienced yet modern independent financial advisers we have a clear vision of being the "next generation" - building long-term, lasting relationships by offering truly unbiased advice and solutions. Your initial consultation is without charge, and we have a clear and transparent charging structure that will always be discussed with you up front. Conveniently located on Iron Gate in Derby's Cathedral Quarter, we are available to see you at our offices, your home or place of work, or at a suitable alternative location. Orridge & Dunn Independent Financial Advice is a trading name of Obsidian Financial Limited which is authorised and regulated by the Financial Conduct Authority. Financial Services Register Number 509756. Obsidian Financial Limited Registered Address: Obsidian House, Hints Road, Mile Oak, Tamworth B78 3PQ. Registered in England, No. 06925501. The information contained within this site is subject to the UK regulatory regime and is therefore targeted primarily at consumers based in the UK. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at http://www.financial-ombudsman.org.uk/