GET TO KNOW US . . . . Harvard Partners invests in financial firms employing new business models. Many financial services businesses face competitive threats from new market entrants employing new technology and agile teams. New entrants are rapidly changing well established business practices. We believe existing business strategies based on cost-leadership no longer provide significant competitive advantage in many financial industry segments. New entrants are capitalizing on changing customer buying preferences, new technologies and rapid innovation in flat, team-based work environments filled with younger, tech-savvy workers. Legacy firms are locked into rigid, hierarchal bureaucracies deigned to reduce costs in stable times. We do not believe we are in stable times. We believe significant disruption is coming to financial services. By investing in small, innovative B-to-B financial services businesses, Harvard Partners is developing new business models for the banking and financial services industry.