Harbor/Brenn is a local independent insurance agency conveniently located near Bay View, between Petoskey, Bay Harbor and Harbor Springs serving the greater Emmet County area. We represent some of the finest insurance companies doing business in Michigan today. Auto-Owners, Blue Cross/Blue Shield, Cincinnati, Citizens, Fremont, Michigan Insurance, and Progressive consistently rank among the best for competitive rates, service and claims satisfaction and all are available through our agency. This enables us to offer several economical coverage options designed to meet your needs. We have a solid reputation in the community for building long term relationships with our clients to work for them first and foremost. At the same time we maintain a solid working relationship with our companies based on honesty and integrity. As a result, we receive a high percentage of our business from recommendations and referrals from our clients, business associates in the community, and even the companies we represent when their policy holders are moving to our area and want the benefit of local service. We hope that you are visiting our web site as a result of just that – a recommendation or referral – and look forward to assisting you with your insurance protection.