Billax is a WeChat Mini Programme developed by NoahPay in collaboration with WeChat Pay, Tencent Cloud, and BPAY Group. With Deep Learning and Optical Character Recognition AI algorithms built-in, Billax allows WeChat users are living in Australia to pay for their Australian bills using WeChat Pay at the click of a button. Billax is the first Cross-Border Bill Payment WeChat Mini-Program in the world, it is now available to all WeChat users around the globe. Billax benefits current & prospect BPAY Billers as well as current & prospect WeChat Pay users by: For current & prospect BPAY Billers: • No WeChat Pay onboarding required as a current BPAY Biller; • No system integration required; • No WeChat Pay transaction cost involved in addition to existing BPAY premiums; • Settlement to businesses will be conducted in AUD with the full invoice amount. • Low maintenance as all WeChat Pay related queries and refund requests will be passed on to NoahPay. For current & prospect WeChat Pay users: • Easily accessible using their existing WeChat app; • No alternation required to their existing WeChat Pay wallet; • On the spot exchange rate to convert CNY to AUD at check out; • Instant refund can be requested and processed via WeChat.