HealthCap is a general and professional liability insurance company owned and governed by the long term care providers we insure. HealthCap provides liability insurance products, risk management services, and accredited education to nursing homes, assisted living facilities, and continuing care retirement communities. There are three pillars to HealthCap's success: -Member Ownership -Risk Management -Claims Expertise HealthCap is owned and governed by its members, the senior care facilities that we insure. All profits accrue to the benefits of our members, with excess profits returned as dividends at the discretion of the board of directors. Since our formation in 2001, HealthCap has grown to become a top-3 liability insurance provider to the industry, with over 1,700 insured facilities. HealthCap has built significant financial strength, with more than $250 million in assets and more than $50 million in equity, one of the largest commitments in the insurance industry to senior care. HealthCap is rated "A (Exceptional)" by Demotech, Inc., meeting the insurance rating requirements of HUD.