Risico Insurance Services, Inc., Risico Claims Management, Inc., and Risico Total Managed Care, Inc., are innovative, customer-driven companies that provide claims management, managed care and insurance products to thousands of customers throughout California. We help employers and employees to successfully benefit from the Workers' Compensation system and return to work healthier and faster. Through our companies, Risico enables people, businesses and communities to manage health care in more affordable and effective ways. Risico has expertise in Workers' Compensation insurance underwriting, policy administration, claims administration and managed care services such as utilization review, clinically focused early intervention activities, nurse case management and bill review. Risico delivers complete, start-to-finish Workers’ Compensation solutions that are flexible and interchangeable to meet the specific and changing needs of the California market. The “Risico” name recognizes the company's unique, integrated business model: to increase access to quality care, deliver better health outcomes and lower overall Workers’ Compensation costs.