We have a collective of 90 years’ experience among our Benefits Consultants. Bellwoods Financial Group is experienced in the following areas of group benefits: Negotiating with Canadian insurance companies Analyzing data and premiums received from competing insurers Plan design to maximize employee wellness Conducting employee meetings to educate your workforce Assisting with union negotiations at renewal of collective bargaining contracts Captive management Claims auditing & adjudication review Synchronization with government drug programs Consulting with respect to Human Resources Designing total compensation structures & plans Assisting with long term disability issues Creation of return-to-work rehabilitation plans in the case of disability claims Wellness programs