Turnberry, founded in 2001, offers a range of products best suited to your needs, providing unsurpassed service, while at the same time helping you to avoid the potential financial burden of exorbitant medical expense shortfalls. Gap Cover is the smart way of protecting you and your family from costly medical expense shortfalls. This is the difference between what your private healthcare providers charge and the rate your medical aid pays. Turnberry’s Mission is to offer our Clients security and assurance, especially during those times when they need us most. During the tough times, you need a partner that will be by your side navigating you to safety. This is why the iconic watchful Turnberry Lighthouse, situated on the point of the Turnberry Golf Course, Scotland; rises out of the darkness to carefully guide vessels to safety, inspired us. Much like its steady and constant beam of light that shows ships their safe passage away from danger, our products aim to help our clients journey through life by helping them deal with shortfalls and co-payments that usually arise when you or one of your dependents is hospitalised. Turnberry navigates the way through medical expense shortfalls, allowing you to create experiences in life. You have a partner. Turnberry. Navigating the way. Turnberry Management Risk Solutions (Pty) Ltd is an authorised Financial Services Provider (FSP no. 36571) Underwritten by Lombard Insurance Company Limited (FSP No. 1596)