You might care to view our venture finance offering as weighing scales. On one side the money that is required/the ask and the counter-balance, elements of a mix of tax credits, grant funding, sales invoices, fixed assets, and Intellectual Property (IP) etc. FactorTech is rooted in assisting scaleups and mid-size businesses in their flight path and trajectory through innovative short term secured lending as an equity substitute / bridging finance globally. This is for FactorTech’s own book. https://factortech.co.uk/ Our anchor funds come from Luxembourg based Katch Investment Group https://katchinvest.com • Our sweet spot is in Government backed receivables such as HMRC R&D Claims, VGTR claims and IP rich innovation through Innovate UK, Horizon 2020 grants, RSA and similar EU agencies. £250k to £2m but can go lower or higher. We provide additional runway to companies seeking Series-A finance. • Happy to finance R&D claims before year end – in some cases quite early on in the year. • Happy to look at Innovate UK contracts / EU equivalent at the outset or halfway through contract period as well. • No arrangement fee, no prepayment penalty. • We are flexible to meet the needs of the client and we move fast (inquiry to deployment of funds typically < 1 week). • Secured against saleable assets or IP, (IP valuations can come from VCs, accounts, lawyers or industry specialists such as Metis Partners and Aon). • Legal costs (are borne by the client and can be as low as £2,500). Sheridans are our UK lawyers. • Interest rate - market rate pcm but typically 2% pcm As part of FactorTech’ s application process we recommend all businesses consider joining Metis Partners IP100 platform for IP-rich businesses, which is free of charge and confidential. The IP100 is a great “free tool” for companies to measure their effectiveness in IP management and find real and measurable improvements.