Encouraging a clear understanding of pensions, retirement savings and retirement options. Individuals State pensions – what to expect , how to get a forecast ;; Advantages of saving through a workplace pension;How to find out the current value of your retirement savings pot and understand your annual statements; Types of investment options available ; Options for withdrawing from your retirement savings pot including timing, tax position and flexibility; How to find and review previous pension arrangements ; Where to get more information. Employers Understanding your workplace pension responsibilities and what you need to do ; Auto enrolment; Re-enrolment; Employee communications helping employees to appreciate your valuable contribution and plan for their retirement assisting your succession planning for the business ; advantages of employer contributions for Directors and business owners . IFA’s Provision of draft transfer and APTA reports for IFAs who are advising on transfers from defined benefit schemes. Reports include full analysis, explanation and comparison of benefits being given up. Service includes requesting Information from Scheme Trustees and Administrators; reviewing the information received; testing for accuracy and anomalies; requesting additional information as required; review and comment on information; Comments on queries on any defined benefit scheme information. Trustees Independent Secretary to the Trustee services including arranging meetings , agenda, attending meetings , minutes and points of action, annual working agenda and governance. Credentials Fellow of the Pensions Management Institute, Secretary to the PCC of Telent, PSLA Yorkshire committee. Over 40 years experience in occupational pension schemes If you would like a chat to see how you could benefit please email elaine.tarver@millpensions.co.uk If you would like to receive tips and help demystifying pensions direct to your inbox http://eepurl.com/dNz3e