Welcome onboard Koperasi Tentera, Malaysia’s “people-first” co-operative with a proud legacy of service and value creation. Since our inception in 1960, Koperasi Tentera or KT has progressively transformed from a military thrift and loan co-operative into one of the nation’s leading credit co-operatives. As of 31 December 2017, it has been our privilege to serve over 154,933 members comprising Armed Forces personnel and civil servants working under the Ministry of Defence. KT is aiming to become a fully-fledged Co-op Bank, registered with the Co-operative Commission of Malaysia (CCM or Suruhanjaya Koperasi Malaysia). This will see us meeting the diverse needs of a wider audience via our suite of attractive product and service offerings as well as our timeless commitment to serving people. Vision: To become the top-notch cooperative from the perspective of identity and level of competency. Mission: 1. To improve the socio-economic status and welfare of the members by consistently giving competitive returns and services. 2. To achieve the highest level of professionalism and credibility as well as the forefront of the cooperative movement. Objectives: 1. Encourage thrift culture among members by providing secured savings facilities with attractive return rates. 2. Fulfilling members' financial and non-financial needs by offering product and services that are on par with financial institutions. 3. Effectively contribute to welfare of members. 4. Generating competitive rate of return on members' capital. 5. Safeguarding the interest of the co-operative and its members.