We are a FinTech startup focused on democratizing mortgages by creating an idiosyncratic mortgage that is custom-tailored to meet every borrower’s unique financial and home-buying needs. Our app will compare official loan estimates and recommend a lender with the most favorable offering while customizing the mortgage transaction. We will tell you about 'services that you can shop for' from other lenders that might be cheaper. And finally, with our optimization engine, we will customize the mortgage terms, like maturity term, points, temp-buydowns, etc. that are financially superior to the lender's initial offering; by putting borrowers in a BARGAINING position. For more info: info@confer.today