Since 1992, we have led the effort to provide our clients with holistic financial planning. Financial Dream Solutions Inc. (FDS) specializes in helping Canadians achieve lifetime security through excellence in financial strategy/planning and life goals achievement. Located in both Kelowna and Osoyoos, we are a thriving financial services company that can provide you with a wide spectrum of insurance and investment services. We promise to deliver excellent service and appropriate solutions, given your needs, goals and dreams, regardless of what stage in life you’re at. Wayne Henrikson CLUⓇ Carmine Maddalena Neil R. MacDonald We are Sun Life Advisors. These are our personal opinions and do not constitute professional advice nor do they reflect the official position of Sun Life. A clear connection: Your relationship with Sun Life can be viewed by copying and pasting the following link, bit.ly/ClearConnection. Advisors and their corporations conduct insurance business through Sun Life Financial Distributors (Canada) Inc. Mutual fund business is done with your advisor through Sun Life Financial Investment Services (Canada) Inc