Proficient Capital Limited is a duly registered/licensed money lending company with core focus primarily on consumer loans which is tailored towards salary earners/gainfully employed individuals. Proficient Capital is licensed under section 7 of the Money Lenders Act (CAP. 525) law of the Federation of Nigeria 1990 and governed by a strong ethical practice and Corporate Governance. We were incorporated in 2018 with our MISSION to provide a fast, reliable and the most innovative loan solution to clients, as well as generate positive result on Investment. Our VISION is to be the most trusted partner to our clients and investors. Our 10 year's Corporate Strategic plan is to become one of the strongest developing Institutions in Africa as our values form the back-bone of our organization. They are rooted in the souls of all our people and are based on faith, confidence and strong moral foundations. We live by the following values statement: TIMS Trust, Intergity, Proficiency Service.