AIL: Cohen-Velasquez Agency has been in business for over 68 years. We are the premier supplemental benefits company for over 40,000 different labor unions, as well as the NFL, NBA & MLB, with over 5 million members and counting. Our company has over $58.9 billion in force with an A+ Superior Rating by AM Best for its financial strength. Union members request our benefits packages because standard work benefits are often eliminated or reduced upon retirement. We provide working class families with permanent benefits to give them the protection and the peace of mind they need throughout their lifetimes. AIL also partners with local charities through the Closer to the Heart program. American Income Life is one the top workplaces in North America, consistently being voted one of the best places to work for, with Best Workplace awards in 2017, 2018 and 2019. AIL has also been named the 24th Happiest Places to Work by Forbes Magazine.