In Africa, there are 20 million motorcycles of which 90% are used for commercial purposes. Commercial motorcycle industry accounts for 90% of road transportation with potential annual turnover of $100 billion. However, 80% of these motorcycles are not owned by the drivers and 98% of the drivers make 50% less than what they could earn if they had access to credit. We provide end-to-end mobility finance with radical efficiency and scalability that empowers drivers to make the most of their driving. We deploy technology at scale to assess a drivers’ credit risk based on their driving history and fuel consumption. We then provide them with tailored financial services that enable them to own and operate a motorcycle with the primary purpose of doing business.