Combined Benefits United is an insurance and financial services company located in Hallowell, Maine. As an Independent Marketing Organization and Insurance Broker, agents with Combined Benefits United are uniquely positioned to provide clients with the best options for Legacy Planning, Life Insurance, Voluntary Benefits and Senior Care Solutions. At Combined Benefits United, we are committed to the success of our agents. Founded in 2000, we started as a local insurance marketing company representing a short list of carriers. We quickly realized that our agents could be more prosperous if they had a full range of financial products to offer clients and employer groups. Now, we proudly offer plans from the nation's top financial companies, provide agents with effective sales trainings, and have divided our company into three divisions: Life and Annuity, Worksite Benefits, and Senior Care.