DIAS INTERBANKING SYSTEMS S.A. launched its operations in 1989 and constitutes the national Automated Clearing House. The Company's shareholders are the Bank of Greece, Eurobank, Piraeus Bank, NBG, Alpha Bank, Citibank, HSBC, Attica Bank, Viva Bank, Pancreta Bank, Cooperative Bank of Chania and Bank of America. DIAS has developed and operates the DIAS Payment System through which domestic and cross-border interbank payments are cleared and settled. DIAS Payment System includes the following payment schemes: credit transfers, instant credit transfers, direct debits, card payments, checks, and ATM transactions. The Company’s strategy is to develop innovative payment solutions, in cooperation with the financial ecosystem. Its services are addressed to both public and private sectors in order to contribute to payments modernization and strengthen the national economy.