Atome is a regional "buy now, pay later" brand that lets consumers split their bills into flexible deferred payments over time, with zero annual or processing fees. Short for "Available to Me", A-To-Me partners over 15,000 online and offline retailers across key verticals such as fashion, beauty, lifestyle, fitness and homeware in offering their consumers choice, flexibility and convenience in how they choose to shop and pay. Our three core brand pillars are "aspirations, access and advice", and our goal is to empower a new generation of tech-savvy consumers by giving them smarter access to their aspirations. Our tagline, “Time to Own It”, plays on the core concept of time; in how Atome helps people to pay and afford products and services over time, but at a deeper level, it’s also an immediate call to action for consumers to own their deepest passions and aspirations. Atome, under the umbrella of Atome Financial, also offers a range of financial services, including Cards and micro-financing with a goal of providing affordable access to credit to majority of unbanked and underbanked population across ASEAN. Atome is part of Advance Intelligence Group, a Series-D AI-driven technology company headquartered in Singapore, with operations across South and Southeast Asia, Latin America and Greater China. Advance Intelligence Group is among LinkedIn’s 2022 Top Startups List in Singapore.