Joining the ranks of the sharing economy, Eusoh decentralizes the insurance industry. It connects communities allowing them to cover one another for unexpected financial losses. Eusoh provides its members with the tools necessary to transact directly, by giving access to scaling, diversification, a promise-to-pay, and administration of losses through its patent-pending platform. Eusoh's revenue is fixed on a subscription basis, aligning our interests with our members. Combining that with the behavioral savings realized by affinity-based digital communities, the total savings to users are significant. Our pilot in veterinary care is achieving consistent savings of >50% for our subscribers. Eusoh was founded in 2017 by Allen Kamrava, M.D., MBA. He founded Eusoh with a vision for organizing the power of community to provide a better, more affordable way for people to manage and share the unexpected expenses of life. The name Eusoh is derived from the term eusociality, the highest level of social organization in nature.