WBD Inc. is a business finance resource that provides the knowledge, services, and access to capital needed to create jobs, grow businesses, and build communities. The cornerstone of WBD's success is delivery of the SBA 504 loan. Offered nationwide exclusively by not-for-profit Certified Development Companies (CDCs), the SBA 504 enables small businesses to grow and create jobs by providing lower down payments (as low as 10%) long-term (up to 25 years!), fixed-rate (currently around 5%) financing for owner occupied commercial real estate and business equipment. Since 1981, WBD has helped fund thousands of businesses and created over 65,000 jobs in Wisconsin and in Minnesota. WBD consistently ranks in the top ten among the nearly 250 CDCs in the country. We can partner with any bank or credit union and have experience with hundreds of lenders in Wisconsin, the Twin Cities area, and Michigan's Upper Peninsula. Make sure you know your options and ask your banker about using the 504 loan for your next project. A mission-based, non-profit organization, WBD reinvests "profits" into other economic development efforts. For more information visit www.wbd.org.